Terms of Service

1. Acceptance of Terms

By accessing or using Polycopy (the Service), you agree to these Terms of Service (Terms), subject to the effective-date and notice provisions in Section 17. If you do not agree to the Terms applicable to you, you may not use the Service. These Terms apply to visitors and registered users. Nothing in these Terms excludes rights, obligations or liability that cannot lawfully be excluded.

Enabling an automated trading feature requires the applicable in-product instruction and authorization. Connecting a wallet, viewing a strategy or publication of an updated version of these Terms does not, by itself, instruct Polycopy to create a bot or expand an existing bot's trading authority.

2. Description of Service

Polycopy provides analytics and copy-trading tools for Polymarket prediction markets. Features depend on availability, your subscription, supported wallet and venue access, and applicable eligibility requirements. Describing a feature here does not mean it is available to every user or in every location.

2.1 Free Tier

• Connect a supported Polymarket wallet and manually copy trades from the Feed.
• Follow traders, view their activity, browse trader data and use portfolio analytics.
• View Copy Score, a trader-level measure based on historical data and estimated copying costs. It is not a prediction that an individual trade or a future copy will be profitable.
• Use available Paper Trading features with simulated funds and orders. Paper Trading does not place real orders or create withdrawable funds or profits. Its duration and other limits are displayed in the product.

2.2 Premium Tier

Premium is $30 per month unless a different price is shown at checkout. Available Premium features include:

• Real Trading Auto Copy Bots: Trader Bots copy an individual trader you choose under available settings you configure; Strategy Bots follow selection rules and trading settings maintained by Polycopy.
• Fire Feed and advanced trade information, as described in the product.
• Automatic position-closing features, when enabled and supported. These attempt exits under their settings; successful execution is not guaranteed.
• Priority support.

Real Trading requires a supported, connected and funded wallet, appropriate trading authorization, and eligibility to use the relevant service and venue. A Premium subscription alone does not satisfy these requirements. Funds and positions remain in your Polymarket account. Bot budgets are not deposits to Polycopy. Trading fees apply separately from subscription charges, as described in Section 12.

2.3 Feature Availability

Features may be introduced, limited, suspended or retired. Strategy-specific minimums, capacity, supported settings and availability are shown in the product. Material changes to these Terms are subject to Section 17.

3. Account Registration and Eligibility

3.1 Account Creation

To use certain features of the Service, you must create an account by providing a valid email address. You may sign in with a one-time magic link sent to your email, or with a supported single sign-on provider such as Google, Apple, or X.

You are responsible for maintaining the confidentiality of your email account and for all activities that occur under your Polycopy account. You agree to notify us immediately by DMing @polycopyapp on X of any unauthorized use of your account.

3.2 Age Requirement

You must be at least 18 years old to use the Service. By creating an account, you represent and warrant that you are at least 18 years of age.

3.3 Premium Subscription

Premium subscriptions are available for $30/month unless a different price is shown at checkout. Eligible users may be offered one lifetime 7-day Premium trial per Polycopy account or Stripe customer. By starting a trial or subscribing to Premium, you authorize Polycopy and Stripe to charge your payment method when the trial ends and on a recurring monthly basis unless you cancel before renewal. You may cancel during the trial or subscription period through your account settings or the Stripe billing portal.

3.4 Trading Eligibility and Venue Restrictions

You may use trading features only where permitted by applicable law and the terms of the relevant Polymarket venue. You must satisfy the venue's age, residency, location, sanctions and other eligibility requirements, including restrictions on acting for another person. You must not use Polycopy to trade for a person who is prohibited from trading on that venue.

You must provide accurate eligibility information when requested, keep it current, and stop using restricted trading features if you cease to qualify. You must not use a VPN, proxy, false information or another method to circumvent eligibility or geographic restrictions. Access to market data, a connected wallet or a successful technical connection does not establish permission to trade.

Polycopy may request information needed to assess eligibility and may restrict or suspend trading when eligibility cannot be established or when required by law or venue rules. The ability to close positions, redeem proceeds or withdraw funds during a restriction depends on the venue and applicable law; those actions are not guaranteed by Polycopy.

4. Wallet Connection and Trade Execution

4.1 Wallet Keys and Trading Credentials

Wallet-key management for connected wallets is provided through Turnkey. Polycopy does not receive or store your unencrypted wallet private key. Polycopy stores wallet identifiers and credentials needed to provide the Service, rather than only a public wallet address.

For supported wallets, you may authorize a separate delegated trading key. Polycopy generates and stores this key in encrypted form and uses it to sign trading orders locally. The delegated key is distinct from the wallet key and cannot authorize withdrawals or transfers of funds. Other supported orders may be signed through Turnkey. The authorization method available to you depends on your wallet and the venue.

Trading authority can still cause financial loss. Compromise or misuse of a trading credential may result in unwanted orders even if that credential cannot withdraw funds. Review the authorization presented in the product and the relevant provider's terms before enabling it.

4.2 Trade Execution Authorization

4.2.1 Manual Execution

When you request a manual trade, you instruct Polycopy to submit that specific order to Polymarket using your connected wallet. You are responsible for reviewing the parameters shown before submitting your instruction.

4.2.2 Automated Execution

When you enable a Trader Bot, Strategy Bot or automatic position-closing feature and give the applicable authorization, you instruct Polycopy to submit orders under that feature's disclosed rules and settings without a separate approval for each order. Trader Bots use the individual trader you choose and the available copying settings you select. Strategy Bots operate as described in Section 4.2.3. Automatic exits operate under the applicable exit settings.

Automated orders are subject to available funds, eligibility, execution checks and configured controls. Those checks do not guarantee execution, a particular price, a maximum loss or uninterrupted operation. You should monitor activity, available funds, alerts and open positions.

4.2.3 Strategy Bots

By creating and authorizing a Real Trading Strategy Bot, you instruct Polycopy to submit orders in your connected Polymarket account according to the strategy's disclosed rules and settings. Polycopy maintains the selection criteria, selects and refreshes the traders copied, and maintains the strategy's trade and execution settings. You choose the strategy, budget, Winnings setting and safety limits made available to you. The strategy's trader list and managed trading settings are not individually configurable unless the product expressly provides that option.

The traders copied may change on the strategy's schedule. Polycopy may also revise the strategy's managed configuration as it reviews new data and results. Changes to the published rules and managed settings will be described on the strategy page. Routine updates within the scope of the strategy you authorized do not require approval of each trader or trade. Material changes to these Terms are subject to Section 17. A change that requires additional trading authority is subject to the applicable authorization process; this section does not grant authority beyond the service you enable.

Removing a trader from a strategy stops new copies from that trader once the updated list is applied; removal does not itself sell existing positions. Positions remain subject to applicable exit settings and market settlement. A strategy can include fewer traders, cease producing eligible trades, reach a capacity limit or be retired. Maintenance, trader selection and configuration changes do not guarantee better results.

Paper Trading uses simulated orders and does not authorize real trading. It can use different execution and capital-availability assumptions from Real Trading. A separate Real Trading setup and authorization are required to place real orders.

4.2.4 Order Execution and Cancellation

Orders may be delayed, rejected, skipped, partially filled or filled at prices different from those displayed or obtained by a copied trader. Completed fills cannot be undone. An unfilled order may be eligible for cancellation or replacement under venue rules, but a cancellation request may fail or arrive after a fill. An order replacement, where supported, requires cancellation and a new order; it does not reverse a completed trade.

4.3 Pausing, Stopping, Disconnecting and Revoking Authority

Pausing or stopping a bot stops new copying through that bot once the change is applied. It does not automatically sell existing positions, cancel every order already submitted to the venue, or guarantee that all processing already in progress has stopped. Review open orders, holdings and any separate exit automation when changing a bot's status.

You can request wallet disconnection in Settings. Disconnection removes the active wallet connection used by Polycopy and initiates the disabling of related trading access and bots. It is separate from venue-confirmed revocation of a delegated key. Do not assume that disconnection alone cancels venue orders, revokes every credential on the venue or deletes all records associated with a wallet. If you need to revoke venue permissions, use the applicable revocation controls and verify completion with the venue. Contact support if disconnection or revocation is not confirmed.

Existing positions remain in your Polymarket account and may require separate management. Revoking a delegated key ends that key's authority when the venue confirms revocation; it is not, by itself, revocation of any other authorized signing method. Review all enabled trading permissions if you wish to end automated trading. Subscription cancellation is a separate action described in Section 11.

4.4 Wallet Security

You are responsible for protecting your wallet, email account and access credentials. Use available two-factor authentication, never share your wallet key or recovery phrase, review account activity, and use only funds you can afford to lose. These responsibilities do not exclude any obligation or liability that applicable law imposes on Polycopy.

5. Copy Trading Disclaimer and Risk Warnings

Trading involves substantial risk. You may lose some or all of the funds used for trading, even when a strategy and its controls operate as designed. Only use funds you can afford to lose.

• Different results: source traders, Polycopy accounts, simulations and your own bot can have different orders, prices, fees, balances, timing and outcomes. Past performance is not a guarantee of future results.
• Automated decisions: the strategy or trader being copied may enter positions you would not have chosen manually. Polycopy maintains Strategy Bot rules and settings; you remain responsible for deciding whether to enable the service and for reviewing the controls available to you.
• Concentration and correlation: copying several traders does not ensure diversification. Different traders may hold the same market or positions affected by the same event.
• Data and model limitations: selection, analytics and execution rely on information that may be incomplete, stale or incorrect. Ratings and classifications can be wrong or change over time.
• Execution risk: market liquidity, price movement, order minimums, outages and venue restrictions may prevent entry or exit. Automatic sells and other exit features may be delayed or unsuccessful.
• Budget and shared funds: a bot budget is an operating exposure setting, not a segregated deposit, guaranteed lifetime spending cap or guaranteed maximum loss. Repeated trading, fees and available wallet funds affect the amounts at risk. Multiple bots and manual activity may use the same wallet balance.
• Winnings: Compound can increase the exposure cap using positive realized net profit, putting those profits at risk in later trades. Keep does not increase that cap using profits. Available funds and other controls still affect trading. Review the current settings and cap.
• Safety limits: spending, position and loss controls restrict activity according to their definitions. They do not guarantee liquidation, a maximum loss or protection against further losses on existing positions. A loss measured using realized results can differ from the current market value of open holdings.
• Security and third-party risk: compromised trading credentials, software faults and failures of Polymarket, Turnkey, blockchain networks or other infrastructure may cause unwanted trades or losses. An inability to withdraw funds using a delegated key does not eliminate trading risk.

Funds and positions remain in your Polymarket account; Polycopy does not receive your bot budget as a deposit. Polycopy does maintain Strategy Bot selection and settings as described in Section 4. A trader's inclusion in data, rankings or a strategy is not a guarantee of that trader's future performance or the suitability of copying them for you. The allocation of responsibility in these Terms remains subject to rights and obligations that cannot lawfully be excluded.

6. Acceptable Use Policy

You agree to use the Service only for lawful purposes. You agree not to:

• Use the Service in any way that violates applicable law
• Use automated systems, bots, or scripts to access or scrape data without written permission
• Attempt to gain unauthorized access to the Service or other accounts
• Interfere with or disrupt the Service
• Impersonate any person or entity
• Use the Service to transmit spam or unsolicited communications
• Attempt to reverse engineer the Service
• Share your account credentials with others
• Use the Service for any illegal activity

7. Data and Analytics

The data and analytics displayed on Polycopy are derived from public blockchain data, Polymarket's public APIs, and user-generated information. While we strive for accuracy, we make no guarantees regarding the accuracy, completeness, timeliness, or reliability of any data displayed.

Trading statistics, ROI calculations, performance metrics, and trader rankings are calculated based on publicly available data and may not reflect complete trading activity. Data may be delayed, incomplete, or contain errors. You should independently verify any information before making trading decisions.

Copy Score is a trader-level statistic generated from historical public Polymarket trade data. It uses finished-trade history and estimated copy costs. Outputs are informational only. The methods used may contain errors, biases, or limitations, and historical patterns may not repeat. Copy Score does not predict future market outcomes and should not be treated as a guarantee or recommendation.

7.1 Performance Information

Backtests are hypothetical results calculated using historical data and stated assumptions. Paper Trading uses simulated orders and funds. Neither is a record of actual customer trading. Hypothetical results may benefit from hindsight and cannot fully reproduce liquidity, execution, costs or the effects of financial risk.

Real Trading results must be read with their identified account source and period. Results from Polycopy's own accounts are not the results of your bot or a promise that you will achieve comparable returns. Your results depend on when you start, your settings, capital, fees and actual fills. Results from an earlier strategy configuration may not represent the configuration available today.

Read each metric's definition, cost treatment and coverage notes. Return on traded volume is different from return on account capital. Realized results differ from unrealized values on open positions. Fees or market values may be provisional, and missing data must not be interpreted as zero losses. No displayed result guarantees a future profit or prevents a loss.

8. Strategy Management and No Personalized Advice

Polycopy offers analytics, copy-trading tools and Strategy Bots. Polycopy maintains Strategy Bot selection rules and trading settings and applies them to the bot you authorize. The Service is not limited to publishing information; enabled automation submits orders as described in Section 4.

Polycopy does not assess your individual financial circumstances, investment objectives, experience or ability to bear loss in order to determine whether a trader or strategy is suitable for you. A product default, suggested setting, rating or available strategy is not an individualized suitability assessment. You should evaluate whether to use the Service and consult an appropriately qualified independent professional when needed.

Copy Score and other analytics summarize historical information and estimated copying costs. They do not predict the outcome of a particular trade or guarantee future returns. A favorable rating or inclusion in a strategy does not mean that a trade will be profitable or appropriate for you.

Polycopy does not provide personalized financial, investment, legal or tax advice. Nothing in this description claims an exemption from applicable registration, regulatory or other legal obligations, or excludes any duty or protection that cannot lawfully be excluded.

9. Third-Party Services and Links

The Service integrates with third-party services including:

• Polymarket: The prediction market trading platform
• Turnkey: Wallet infrastructure and private key management
• Stripe: Payment processing for premium subscriptions
• Supabase: Database and authentication infrastructure
• Vercel: Hosting infrastructure

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party services. You are subject to their terms and conditions.

Polycopy is independent of Polymarket. Integration with a venue or participation in a builder program does not mean that the venue or a regulator endorses Polycopy, a strategy or its performance. You remain subject to the relevant venue's terms and eligibility requirements. Venue and regulatory changes may limit or suspend trading or other account actions.

10. Intellectual Property

The Service and its original content, features, functionality, design, logos, and branding are owned by Polycopy and protected by international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use in accordance with these Terms.

11. Subscription Terms and Billing

11.1 Premium Subscription

Premium subscriptions are billed monthly at $30/month unless a different price is shown at checkout. Eligible users may start one lifetime 7-day Premium trial per Polycopy account or Stripe customer. The trial is processed through Stripe Checkout and renews automatically into the standard Premium monthly subscription at the end of the trial unless canceled before the trial ends. By starting the trial, you authorize Polycopy and Stripe to charge your payment method immediately after the trial ends and on a recurring monthly basis until you cancel.

11.2 Cancellation

You may cancel at any time through your account settings or the Stripe billing portal. If you cancel during a trial before the trial ends, you will not be charged for the monthly Premium subscription. If you do not cancel before the trial ends, Premium renews automatically at $30/month unless a different price is shown at checkout. Subscription cancellation takes effect at the end of your current billing period. No refunds for partial months unless required by law or expressly stated by Polycopy.

Canceling Premium and stopping a bot are separate actions. When Premium access ends, Premium-dependent automation, including automatic exit features, may stop. Cancellation does not itself sell positions or cancel every venue order. Review your bots, open orders and positions, and use the relevant trading controls if you want to stop trading before your subscription ends.

11.3 Price Changes

We reserve the right to change pricing at any time with reasonable advance notice.

11.4 Payment Processing

Subscription payments are processed by Stripe. We do not store your payment card information.

12. Trading Fees

12.1 Builder Fee

Polycopy charges a builder fee on trades executed through the platform using Polymarket's builder-fee mechanism. The fee is based on the value actually filled and is additional to any applicable venue fees. It applies to filled manual orders and filled automated orders, including buys and sells.

12.2 Current Fee Rate

The current Polycopy trading fee is 0.5% (50 basis points) of the filled trade value. The same rate applies to maker and taker fills. For example, a $100 filled trade value incurs a $0.50 Polycopy fee, plus any applicable venue fees. An unfilled portion does not incur this percentage fee; a later fill can incur it.

12.3 Disclosure and Automated Trading

The fee schedule is available on the Pricing page and in these Terms. Review it before requesting a manual trade or enabling automation. Automated trading does not provide a separate approval or fee preview for every future order. You authorize applicable fees on orders placed under the automation you enable. Sufficient funds must be available to meet the order's funding and fee requirements.

Trading fees are separate from Premium subscription charges and can apply whether an executed trade later makes a profit or a loss. Polycopy receives fees based on executed trading volume, which creates a financial incentive for trading activity. No fee is a guarantee of a successful outcome.

12.4 Fee Changes

Fee changes are subject to applicable venue rules. We will communicate changes through the platform with at least three days' advance notice and any longer period required by applicable law or Section 17. A notice will identify the new rate and effective date. Fees do not change retroactively for completed fills.

13. Referral Program

13.1 Program Overview

Polycopy offers a referral program that allows existing users to earn credits toward their Premium subscription by referring new users. Each user receives a unique referral link that can be shared with others. When a referred user creates an account and upgrades to a paid Premium subscription, the referring user earns a billing credit equal to one month of Premium.

13.2 Eligibility and Qualification

A referral qualifies for a reward only when the referred user: (a) is a new user who has not previously held a Polycopy account; (b) signs up using the referrer's unique referral link; and (c) successfully completes payment for a Premium subscription. The referral reward is issued only after payment has been confirmed.

13.3 Reward Mechanics

Referral rewards are applied as a billing credit to the referrer's account. Credits are automatically applied to the next billing cycle and reduce the amount charged. Credits are non-transferable, non-refundable, and cannot be exchanged for cash or any other form of payment. If a referrer's account is terminated or downgraded, any unused credits may be forfeited.

13.4 Prohibited Conduct

The following activities are prohibited and may result in disqualification from the referral program, forfeiture of earned credits, and/or account suspension: (a) self-referrals or creating multiple accounts to earn referral rewards; (b) using spam, misleading advertising, or deceptive practices to generate referrals; (c) any form of fraud or manipulation of the referral system.

13.5 Program Modifications

Polycopy reserves the right to modify, suspend, or discontinue the referral program at any time, with or without notice. Changes may include but are not limited to adjustments to reward amounts, eligibility criteria, or program terms. Continued participation after changes constitutes acceptance of the updated terms.

14. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND.

Polycopy does not warrant that:

• The Service will be uninterrupted, timely, secure, or error-free
• Results obtained will be accurate or reliable
• Any errors will be corrected
• Trade execution will be successful or at desired prices
• Third-party services will be available or function properly

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLYCOPY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

• Your access to or inability to access the Service
• Any conduct or content of third parties
• Trading losses or financial losses based on Service information
• Failed or delayed trade executions
• Wallet security breaches or unauthorized access
• Third-party service failures
• Inaccurate data or metrics

TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID IN THE PRECEDING 12 MONTHS, OR $100, WHICHEVER IS GREATER.

16. Indemnification

You agree to defend, indemnify, and hold harmless Polycopy from claims arising out of:

• Your violation of these Terms
• Your use or misuse of the Service
• Your trading activity and any resulting losses
• Your violation of any rights of another party
• Your violation of any applicable laws

17. Changes to Terms

We may revise these Terms. The revision date and version identify the text; they do not by themselves establish when a change applies to an existing user. For new users, the Terms apply when accepted in accordance with Section 1.

For existing users, we will communicate material changes with at least 30 days' advance notice and specify the effective date. The prior applicable terms continue to govern until that date. Changes do not retroactively expand trading authority or alter completed transactions. Continued use after the notified effective date constitutes acceptance to the extent permitted by applicable law; where express consent is required, we will obtain it.

If you do not agree to a change, stop using the affected Service before it takes effect and separately review your subscription, active bots, venue permissions, orders and positions. Stopping use of Polycopy does not automatically close a position or cancel a subscription. You may request the version previously applicable to your account using the contact information in Section 21.

Strategy updates within the scope you authorized are described in Section 4.2.3. Updating these Terms alone does not create a bot or authorize a new type of automated trading.

18. Termination

18.1 Termination by You

You may terminate your account at any time by DMing us on X at @polycopyapp.

18.2 Termination by Us

Subject to applicable law, we may restrict, suspend or terminate access for violation of these Terms, fraudulent activity, failure to pay, security concerns, inability to establish eligibility, or legal, regulatory or venue requirements. A suspension needed to address these issues is separate from changing these Terms under Section 17.

18.3 Effect of Termination

Upon termination, your right to use the Service ceases. Your funds and positions remain in your Polymarket account, subject to venue rules and applicable law. Termination does not itself liquidate positions or guarantee cancellation of orders already submitted. You should review any remaining orders, holdings and trading permissions directly with the venue. Record retention is addressed in the Privacy Policy and remains subject to applicable law.

19. Governing Law and Dispute Resolution

19.1 Governing Law

These Terms shall be governed by the laws of the State of Delaware, United States.

19.2 Dispute Resolution

Disputes shall be resolved through binding arbitration per the rules of the American Arbitration Association. You waive any right to a jury trial or class action.

19.3 Jurisdiction

For disputes not subject to arbitration, you submit to the jurisdiction of the courts of Delaware.

20. Miscellaneous

These Terms constitute the entire agreement between you and Polycopy. If any provision is found unenforceable, the remaining provisions remain in effect. No waiver of any term shall be a continuing waiver. You may not assign these Terms without consent. We shall not be liable for circumstances beyond our reasonable control.

Nothing in these Terms excludes or limits liability, statutory rights, remedies or regulatory obligations to the extent applicable law does not permit that exclusion or limitation. This safeguard applies to the disclaimers, limitations, indemnity and dispute provisions throughout these Terms.