Wallet & Funds

How to Deposit Funds for Copy Trading

Fund the Polymarket account Polycopy trades from. Which asset to send, which network, how USDC becomes pUSD, how long it takes, and how to confirm the money landed.

Last updated August 22, 2026

Polycopy never holds your money. Every dollar you copy with sits in your own Polymarket account, and every deposit happens on Polymarket rather than here. Once your wallet is connected, Polycopy reads that balance and places orders against it. So "funding Polycopy" really means funding Polymarket.

What you send, and what you end up holding

The asset is USDC. The network for USDC transfers is Polygon. When your USDC arrives, Polymarket converts it to pUSD at 1:1. pUSD is Polymarket's own collateral for its V2 order book, and it is what every trade actually settles in. There is no conversion fee, and you never buy pUSD from an exchange. It appears once your USDC is in.

Polymarket sometimes shows an in-app prompt asking you to convert your USDC balance to pUSD. Accept it. Until that conversion happens the balance is not tradable, and Polycopy will behave as though you have no cash at all.

Gas is not your problem here. Trading on Polymarket is gasless, so you do not need to hold MATIC or any other token to place an order. Polycopy charges nothing to deposit and nothing to withdraw. The only fee Polycopy ever charges is a flat 0.5% on the trades it executes for you.

Open the deposit screen on Polymarket

Log in at polymarket.com with the same account you connected to Polycopy and click Deposit. Everything in this guide happens on Polymarket. There is no deposit screen inside Polycopy, and there never will be, because Polycopy does not hold funds.

Choose how the money gets there

Polymarket offers several routes: a crypto transfer of USDC on Polygon, a cross-chain deposit from another supported chain, and in some regions a card or bank option. Pick the one you already have funds sitting in. The table below shows how long each usually takes.

Copy the deposit address from Polymarket itself

If you are sending crypto, copy the address straight from Polymarket's deposit screen every time. Never reuse an address from an old note, a screenshot, or a message somebody sent you. Address swapping is the most common way people lose a deposit.

Send USDC on Polygon

Set the asset to USDC and the network to Polygon before you confirm. If you are withdrawing from an exchange, the exchange will ask you to pick a network. Polygon is the one. Sending on Ethereum mainnet or any other chain will not credit your Polymarket balance.

Wait for the network to confirm

Most deposits confirm in 1 to 5 minutes. Cross-chain routes and congested networks take longer. Your Polymarket balance updates on its own once the transfer confirms, so there is nothing to click.

Convert to pUSD if Polymarket asks

If Polymarket prompts you to convert your USDC balance to pUSD, accept it. That is the step that turns a deposit into tradable collateral.

Deposit routes and how long they usually take
Route	What you do	Typical time
USDC on Polygon	Send USDC from your own wallet or an exchange to your Polymarket deposit address	1 to 5 minutes
Cross-chain deposit	Use Polymarket's deposit screen to bridge USDC from another supported chain	Usually minutes, longer when the source chain is congested
Card	Buy through Polymarket's card option where it is available in your region	Minutes, subject to the provider's checks
Bank transfer	Where Polymarket offers it in your region	1 to 3 business days

Confirm Polycopy can see the money

Check Polymarket first

Your Polymarket portfolio should show the new balance. If it does not, the deposit has not landed yet and nothing in Polycopy will change.

Open Polycopy Settings

Go to polycopy.app/settings and look at the connected wallet. The balance shown there is the cash your copies can actually spend.

Refresh if the number looks stale

Reload the page. Polycopy reads your balance from Polymarket rather than storing its own copy, so a refresh is usually all it takes.

Try a small copy

The real test is a trade. Copy something small from your Feed or Fire Feed and watch it fill.

What to do if the deposit does not show up

Work through these in order. Most missing deposits are one of the first two.

It has been less than 15 minutes

Wait. Nothing is wrong yet. Confirmation times move with network load, and cross-chain routes are the slowest of them.

Polymarket shows it, Polycopy does not

Reload polycopy.app/settings. If the balance still reads zero, you have probably connected a different Polymarket account from the one you funded. See How to Disconnect or Change Your Wallet.

Neither shows it

Find the transaction in the sending wallet or exchange and check three things: the asset, the network, and the destination address. A mismatch on any one of them explains it.

You sent something other than USDC

Other tokens do not credit as pUSD. Contact Polymarket support with the transaction details before doing anything else with that wallet.

If you have worked through that list and the money is still missing, read My Deposit Has Not Arrived. It covers which cases are recoverable, which are not, and exactly what to send support.

Do I deposit into Polycopy or into Polymarket?

Into Polymarket, always. Polycopy is non-custodial and holds no balances of any kind. If a page, an email, or a person ever gives you a "Polycopy deposit address", it is a scam.

Is there a minimum deposit?

Polymarket sets its own minimum per funding route, and the card and bank routes usually have one. What matters on the Polycopy side is that a single copy needs at least $5 of cash, and an Auto Copy bot needs at least $50 to start.

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How to Deposit pUSD on Polymarket How do I fund my Polymarket wallet?How to Connect Your Polymarket Wallet to Polycopy My Deposit Has Not Arrived Cash vs Portfolio Value What is Polymarket USD (pUSD) and does it change how I fund my account?